Frequently Asked Questions about online payment

What type of cards do we accept online payment?

We accept international cards (credit/ debit/ prepaid) such as Visa, MasterCard, Amex, JCB

You can also use ATM cards or account via Internet banking to make online payment:

• ATM cards:

• Account via Internet Banking:

Do you need to register online function for card with bank?

For Visa, MasterCard, Amex, JCB: To make online payments, you must register payment method via Internet with your bank. Some banks are not automatically active this function when they issue card for you.

You should contact Issure bank (Phone number displayed on the back of card) to help you solve this.

For ATM cards: To make online payments, you must register online services at bank counter.

• Vietcombank : register for Internet Banking and SMS Banking service.
• DongA Bank : online Transfer / Payment service on Internet Banking / SMS
• Vietinbank : register for online payment service
• VIB : register for VIB4U servcie
• HDBank : SMS/Vasco Token Key service and money transfer service on eBanking
• Techcombank : register for Internet banking service
• Tienphong Bank : register for Internet banking service
• MB : eBanking service called eMB
• VietA Bank : register for Internet banking service
• Maritime Bank : (only applied for M1 card) no need for registration
• Eximbank : online payment service (card holder can make online registry if Internet Bank and SMS Banking have been activated)
• SHB : iBanking service need to be ativated
• Sacombank : Internet Banking function is required
• Nam A Bank : Internet Banking and SMS Banking

Why was my payment rejected?

There are many reasons for failed transaction such as:

• Not register online services at bank for online payment.
• Insufficient fund for payment (daily or monthly)
• Incorrect card number
• For Visa, MasterCard: During the payment flow you are asked to enter password of Verified by Visa or MasterCard SecureCode program, but you did not complete this authentication step. Please contact your bank about this.

You should contact Issuer bank (Phone number displayed on the back of card) to help you solve this.

What is Verified by Visa (VbV) or MasterCard SecureCode (MSC)?

VbV or MSC is a security program which ensures that payments using certain credit and debit cards are authenticated by the card holder with their bank at the time of the transaction. . If your card is enrolled with VbV or MSC, during the payment flow you will be asked to enter a password to verify that the transaction is authorised by the card owner before completion.

The password is issued by your bank to secure transactions via the internet. After submitting your card details at checkout, a new window will appear asking you to enter your password. If you do not enter your password correctly, or you close this window, your payment will not be authorised.

If you have forgotten your password or are having any problems, please contact your bank to help you solve this.

What is OTP for online transaction of ATM cards?

OTP means One Time Password to make online payment via Internet. OTP is sent to your mobile by bank. You can also get OTP from Tocken Key equipment.

In some cases, we will do refund for you. How long you can get this fund?

We send you confirmation by email.

For International Card: According to rules of Card Association, the maximum time that you receive fund is 30 days since doing refund. In fact, you may receive fund sooner, within 5-10 days.

For ATM cards: You will receive a refund within 07 days.

You don’t receive any result on the screen, what do you do?

After completing the payment steps, within 30 seconds if you don’t receive any result on the screen. Please contact us to get the result. You should not make further transactions to avoid being charged a second time

What is about OnePay ?

OnePay provice online payment solution to us. Please visit site (www.onepay.vn)

OnePay is the representative of the MaterCard Internet Gateway Service (MiGS) in Vietnam. OnePay - MiGS payment system meet PCI Data Security Standard of PCI Security Standards Council (http://www.pcisecuritystandards.org). OnePay - MiGS payment system also joins Verified by Visa Program, MasterCard SecureCode Program và J/Secure Program.

Card information that you enter is protected safety.

All card details are processed by OnePay in a secure environment. Your card information will be protected during the transmission by using Secure Sockets Layer software, which encrypts the information that you provide online.

Support information:

Department:

Tel:……

Email: ………